Skip to content

    National Minimum Wage rates changed on 1 April 2026. Check you're being paid correctly. Use the checker →

    Insurance Cover Checklist

    What cover types you need by beauty specialism.

    Cover Type Hair Beauty Nails Lashes Aesthetics Mobile
    Public Liability
    Professional Indemnity
    Products Liability
    Employers' Liability
    Treatment Risk Cover
    Contents/Equipment
    Portable Equipment
    Legal Expenses

    ✓ = Recommended/essential. Employers' Liability is required only if you have employees. Portable Equipment cover is essential for mobile workers.

    Want to sponsor this section? Learn more

    We use a single essential cookie to remember your choice. If you accept, we also load Plausible — a privacy-friendly, cookieless analytics tool — to count anonymous page views. No tracking pixels, no advertising. Learn more